Many people were able to do an FHA streamline refinance of their current FHA mortgages last summer. But the program was only available to people who had closed on their mortgages by May of 2010. There are many homeowners who still would like to refinance their FHA loans with the lower mortgage insurance that closed after May of 2010. Please expand that program so that more homeowners can take advantage of the lower mortgage insurance available in that program and also get the low rates available now. Since no appraisal is required on the streamline, it will enable many more homeowners to save money and keep their homes.



