In my believe, the US Financial system need to be more efficient. The Banking Sector need to more self support and be able to be more flexible about getting and lending money. Banking work with the money that every person deposit in (checking,savings ,retired funds,) the right way that i suggest; banks, does not matter what , need to move the money outside, estimulating all kinds of loans ( cars,real estates,credit card) The bank just is able to survive with the interest comes from every loan that they issue along the road, Bank staff need to work out bring bussiness and making smart investment, taking care customer and been carefully when they open checking and savings account.Checksystem dont approve or deny, just sugest, avoiding trap inocent persons regards past wrong account handle
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