FORCE ALL FDIC BANKS TO END FRACTIONAL BANKING AND ENSURE FOR EVERY $1USD LENT OUT THERE IS THE EQUIVILANT SOMME OF GOLD

AS PER WIKIPEDIA :
Effective December 29, 2011, BANKS with net transactions accounts:
Of less than $11.5 million have NO minimum reserve requirement;
Between $11.5 million and $71.0 million must have a liquidity ratio of 3%;
Exceeding $71.0 million must have a liquidity ratio of 10%.
10% MEANS $1 IN RESERVE FOR $10 LENT OUT AND SOME AS YOU CAN SEE NEED NO RESERVE AT ALL!! IN THIS ECONOMY CAN THEY ACTUALLY BET NO ONE WILL TRY TO WITHDRAW ALL THEIR MONEY. LET'S NIP THIS ONE IN THE BUD. STOP FRACTIONAL BANKING AND RETURN TO THE GOLD STANDARD.