College students are in a state of turmoil in our nation's society. Most college students take out private student loans to help pay for college, which is a very expensive endeavor. When they graduate, most students have an extremely hard time finding jobs in their fields of study. As a result, money is very scarce. Federal loans allow the option of income-based repayment such in which, if your yearly salary is under a certain amount of money, you are only required to pay what you can. We the people understand that private loan lenders want their money back as soon as possible, but we also know that the money they are asking for is sometimes not there. Consequently the people want all private loan lenders to offer income-based repayment for the college students who can't afford to repay



