Since 2010, federal salaries have been frozen affecting close to 2 million federal workers. OPM estimates that roughly 200,000 of them are in their 20's and 30's. Despite continuing fiscal uncertainty, these dedicated civil servants have remained in their positions with little incentive while most are carrying some form of debt from Direct Subsidized Loans, Subsidized Federal Stafford Loans, and Federal Perkins Loans. For purposes of retaining an educated and trained federal workforce, civil servants should have their principal balance of their loans reduced by 2.2% (the GS increase avg. for 2009 & 2010) retroactively for each year they have been in federal service during the years that GS salaries have been frozen, and for each year they remain frozen.



