Since the enactment of the Making Homes Affordable program, many banks, such as JP Morgan Chase, have done everything possible to make the program IMPOSSIBLE for homeowners. Paperwork sent in by homeowners in a timely manner is always noted as LOST or INCOMPLETE even when it was sent via confirmed fax or found to be complete and timely LATER. Always past a certain deadline causing the homeowner to submit package after package even in the case of servicer error.. These banks took the money and used very little to help a tiny percent of homeowners. PLEASE end the ongoing nightmare! Freeze foreclosures where modification procedures were not legally followed.



