Get the banks to loosen the rules for loan mods so more people can stay in their homes. Foreclosures are killing us.

The banks are largely responsible for the current Real Estate crisis, yet are doing very little in the way of actually helping it recover. Loan modifications are being denied more than granted, forcing thousands of people to loose their homes. This in turn causes the Real Estate market to continue it's decline, robbing millions of homeowners of the equity. You are denied a modification if you have not missed a payment or if you have some money in savings. If your income has dropped because of the current economy, and you see that you can't continue to make ends meet, you should be able to reduce your monthly payment without sacrificing any emergency savings you may need to handle an emergency for your family. Waiting until you are at the edge of the cliff is too late.