thousands are affected everyday by unfair lifetime credit score history. One mistake, a catastrophic medical event,temporary job loss , the list goes on and on. To be denied credit or a bad score which affects insurance rates(which is mandatory) ability to rent a house or apartment, buy a car at less than cutthroat interest, can and does pretty much shuts a person's life down. There is a better way. The old way. You talk to someone face to face. this allows you to discuss facts and be given consideration concerning past and present circumstances.
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