Every year, the government is charged interest on loans from the Federal Reserve. The Federal Reserve, despite the name, is no more Government owned than banks like Wells Fargo. There has been a middle man between the government and it's own currency since the Federal Reserve Act was passed in 1913.
Only one entity should be able to create money, the government. Shut down all private banks and make 1 government owned bank that operates from income earned from taxes or small interest loans. Make sure the bank is subject to regular audits and prevent 1 person or group of people from gaining control of the bank for personal profit. Make the government owned bank transparent and allow anyone who wants to see what's going on in the government bank able to do so.