give the American people the freedom to divert their payroll tax contributions into private market investments.

We are not asking for an end to Social Security. We are asking the federal government to give the American people the option to divert their payroll taxes into private investments of their choice. The concept, designed and presented by Common Sense Capitalism, allows a tax credit to the American worker based on their contribution to a retirement account in their name. A worker making near average pay, from 1973 to 2012 would earn 70% more in fixed income and have $724,000 based on market performance (including the '08 crash). An 18 minute presentation on the topic can be found at (https://www.youtube.com/watch?v=APZ3HMqTMTc). Additionally, the Common Sense Capitalism website issues articles weekly discussing more detailed topics related to Social Security and their voluntary solution.