GUN Insurance

We the People have the right to life, liberty, and the pursuit of happiness.
We have the right to own firearms.
We have the right to own cars.
We are required to have insurance for the cars we own, yet not the guns we own. This does not make sense when damages and losses enabled by a gun are greater than any damages possible with a car. The NRA has blocked any regulation of firearms such that the ATF is barred from using any technology to register guns and they are reduced to using a paper card catalog system from the19th century. The NRA is fearful of any government registration of gun owners, so lets get ride of any government registration and let the private insurance companies protect data about gun owners from the government and apply their risk models and background/credit checks.