have current owners of high capacity military type semi and automatic weapons carry general liability insurance.

To have current owners of high capacity military type semi and automatic weapons carry general liability insurance of $1M - 5M as owners of dangerous instruments that can be used, stolen or sold to inflict life threatening damage and economic cost to their communities. Cost of ownership responsibility at any point is borne by the individual(s) rather than the community for emergency responders, medical costs and crimes committed. Similar legislation exists for toxic environmental land where the risk of liability moves to the buyer / owner. The assessment of risk can be made by the private sector, premiums adjusted for owners who utilize gun locks, gun safes and participate in gun safety awareness. Hunting firearms would be exempt.