Many mortgage loan borrowers were overjoyed when Government introduced HARP which made it easier for underwater home owners to refinance their mortgage loans.
However, most home owners were left out because their loans were not guaranteed by Freddie Mac and Fannie Mae.
I fall under this category of home owners and we are appealing to the Government to expand the HARP program to cover home owners whose mortgages are under water and are not backed by Fannie Mae and Freddie Mac.
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