There is a serious problem. Families are living in Tents, Cars, Hotels, or where ever they can find a safe shelter. Yes, the job market is a big problem because they are not paying enough for families to survive. The biggest problem is Transunion and Equifax. They are the reason many families are out on the streets. Please look closely. I am pleading with you. Credit Reporting should not be the tool to tell a person life story or credit worthiness. Because it does not. There is more to the story that credit reporting agencies do not know. Somewhere we should have some relief, because we are also affected by the economy.
Just because a bill appears on the Transunion or Equifax report is there does not make a person a bad risk. They only report the bills that are not paid. The