Most homeowners have been struggling to pay their mortgage, to keep their credit rating in good standings. At the same time denying themselves and their family a quality of life, just to keep their homes. We have all made financial errors, and this is probably one of the biggest errors many of us have made, in over use of credit cards, but the biggest reason is that most of us have lost our jobs. This has put a major strain on our budgets. After eliminating housecleaners, gardners, repair workers, painters, cable tv, eating out, newspapers, magazines, traveling; we are at the bottom of the barrel. The last to go will be our house. Many of us would able to keep our house, but do not qualify for your programs, because we have a pension, social security, but no job. Help!!



