Millions of homeowners are under water on their mortgage simply because criminals on Wall Street caused the housing market to collapse. As a result, some homeowners lost their job(s) and they may have a reduced household income. Their credit rating has been ruined and they can't pay the full amount of their monthly mortgage payment. They are more than one month behind on their mortgage payment. We need a program that is designed to address this unique situation.
Create a program that will address this situation NOW!