Harp 3 Program will enable people to refinance theirs loans not backed by Fannie Mae or Freddie Mac, this has been a big hurdle for people who have not defaulted, but have been unable to take advantage of the Low Rates to refinance, which will help them save more.
This program will stimulate the Housing market more, create jobs and will help people spend more, contributing towards the economy.
Harp and Harp 2 have not reached many households and statistics have shown this fact.
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