Force the FTC to tighten controls on Credit Reporting Agencies who report what their clients state against an individual. These agencies do not investigate any filed protest of incorrect data and simply ask their clients who submitted the information "Is this correct". This is a direct conflict of interest since the reporting party is a paid client of the reporting agency.
It is impossible for these NGO's who act as the final authority on credit worthiness of individuals to be impartial. They earn their living from the companies, institutions and agencies that pay for their services to report credit status. Individual rights are not protected yet completely controlled on the insurance rates they pay, mortgage rates, credit granted, interest paid all based on these credit reporting agency.
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