Sallie Mae needs to be held accountable for their lending practices. The harassment that students endure needs to be investigated. As lenders Sallie Mae should be held to the same standards as banks and private companies. Ultimately the Untied States of America needs to protect its citizens from cruel and unlawful practices perpetuated by a company who has total disregard for the law. Repayment of loans is vital, but how can we be expected to repay on a loan that is not regulated or supervised by a governing board? What happens when the principal amount and the interest owed are the same? What happens when someone has a large loan and the hourly rate they earn is almost minimum wage?



