Launch a criminal investigation of mortgage lenders now perverting Making Homes Affordable - violating 14th Amendment

Lenders are perverting the Make Homes Affordable Act by separating MHA qualified applicants into 2 groups: (1) Those still underwater are granted the relief, as the Bank would lose money if they foreclose; (2) Those whose homes have any equity are advised to liquidate the house and repay the loan. This is a criminal violation of the agreement the Banks signed with the Government, and their "in house" policy of discriminating between qualified applicants is a clear violation of the 14th Amendment. Lenders have FALSELY reported compliance. It is also a willful violation of the intent of Congress. Ever since the 2008 Financial Disaster, Banks should implicitly be held to the highest standards - their current actions show a criminal contempt for the American public and the President's plan.