Using Social Security as a retirement plan should be an option and not forced on the American people. I would like the individual to be given an option to either continue putting their money into the Social Security system or take their retirement program into their own hands at the age of 25. If they chose to get out of Social Security then they forfeit any money paid until that point. This will serve multiple purposes including the ability for the program to survive since many will leave without taking out any money. It will also give the individual the right to invest in a retirement program that will give better returns as well as let them out of a program they are opposed to morally or financially.



