Many in this country have been unemployed for longer than 6 months. Some have been fired from jobs, displaced from jobs and some are recent college graduates. Many employers have applicants sign a consumer/credit report form during the application process. Applicants interview for job and are told your application will be forwarded to Human Resources. A credit check is run and student loans, which are not in default, show up. The applicant is told he/she does not get the job because of student loans. The purpose of getting a college education is to earn better pay and provide for one's family. What is the purpose if student loan debt will be used against an otherwise qualified applicant? Long unemployment increases the risk of defaulting on student loans, ruining credit, etc.
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