The long standing practice of automatically raising insurance rates annually and after an accident is becoming a large monetary issue for middle class families. We pay them for protection, which is mandated by law, yet there are very few laws protecting the consumer from extreme price hikes from insurance companies, regardless of fault. When we pay for auto insurance, we are paying for a service, and when we need to use that service, we are charged more afterto make up the difference. All the insurance statistics in the world cannot make up for companies taking advantage of long paying customers.



