This petition requires credit reporting agencies to maintain medical collections in a separate file, and eliminate their consideration in credit score ratings.
With the current medical insurance issues, and many people unable to pay absorbent hospital costs, those bills are part of your credit report. That creates hardships for individuals getting a job, a place to live, utilities, transportation for work, vehicle insurance and many more.
By maintaining a separate medical report, those bills are not considered or included in a regular credit report, thus increasing the score so not to interfere with an individual obtaining employment and other necessities of life denied by improper reporting of collections.