Make it illegal for banks to charge 3+% interest rates when the fed charges a near zero rate. For instance a $250000 loan with a 4.3% interest rate the banks get $906104.98 which is $656104.98. Why should us hard working Americans have to work so hard just to get a decent home when the banks make all that money just sitting there doing nothing but waiting for the checks to roll in. There should be a "price celling" put in place so that the interest rates cannot go above the 2%.
http://finance.yahoo.com/blogs/daily-ticker/fed-chair-could-mean-interes...