I am amongst a beplagued many that suffer harassing phone calls from scammers identifying themselves as "Credit Services", saying they can "Lower your credit card interest rate".
Unless the first words out of your mouth to them are "My credit card numbers are . . . " they abruptly hang up on you. And they do this to people on the Federal Do-Not-Call list.
After a google search of one of these phone numbers, I discovered the practice of credit organizations like Experian SELLING people's personal information to these scammers.
I have it from an Anti-trust attorney in the family that this practice is perfectly legal, because the credit card lobby created the loophole allowing them to.
I am petitioning you to CLOSE THIS LOOPHOLE and make it ILLEGAL.