Make it illegal for employers to credit check applicants.

Many Americans have fallen on hard times during the economic downturn, that has negatively impacted their credit. Their credit is bad, because they lost their job or had to take a lower paying job, but because companies run credit checks on applicants, they are barred from getting better paying jobs. This is a form of discrimination and should be illegal. Your credit score in no way reflects how good of an employee you are. Running and disqualifying applicants based on a credit check should be illegal.