Nearly all facets of our lives are effected by our Personal Credit Score, which is compiled by Credit Reporting Agencies such as Transunion, Equifax, etc.
They sell this data to our potential Creditor, Insurer, Employer, Landlord, etc., and whether we qualify for (as well as the price of) requested services is dependant upon that data.
The Subject (Owner) of this data should have free access to it at least annually, similar to current Credit Report access, to help us steer clear of activities that may diminish our score.



