Majority of American consumers who depend on payday loans and title loans are "The Working Poor" who live from pay check to pay check. A petition needs to be in place that all loans should have the same mandates as a regular loan at a local bank and used to build a consumers credit. After loans have been maxed out, the consumer should not have to pay anything else on the loan, but because the debt cannot be reached for months and sometimes years the consumer have to consistently pay overage on a loan. I make a motion for a petition to be applied that all at payday and title lenders, loans be congruent The same as loans at local banks.



