Since reporting companies earn millions on mine and your information, without our permission, or control over what they show to anyone, and most of the time it's wrong anyway.
Professional people earn an income for their services, actors and entertainers are paid royalties when their likeness is shown or used.
So why shouldn't we share in the profits made from our information likeness? This is why a 3% dividend should be paid to each individual on the gross profit earned from the sale of their credit information.