Just as insurance companies often cover an annual physical to assess the overall wellness of their customers, mandate that one visit to a psychiatrist, therapist or counselor be covered.
The professionals who are assessing everyone may be able to screen for & identify even a small population of potentially dangerous or unstable individuals & recommend treatment or additional visits.
In addition, this may improve the currently negative stigma around "seeing a professional" when someone feels overly depressed, anxious, violent, etc.
Insurance companies could use this information to refine their coverage plans & assist with developing more accurate profiles around patients with varying neurological conditions.
This will be a small but effective step towards mental health reform.