Uber has false commercially promoted that most personal insurance covers drivers waiting for a fare and while off duty. This is a flat out lie that was never challenged by PCIAA or the Personal Insurance Industry because Insurers chose to play deaf dumb and blind in order to not lose $millions in revenue generated from Uber driver's personal policy monthly premiums. The Insurance Industry make a conscious decision to not direct screen policy holders or make them sign a statement they are aware Uber driving under a personal policy is insurance fraud. Uber drivers duped by Uber are left with zero coverage off duty & no collision or PIP while waiting for job. The public is left exposed to Uber's commercial insurance risk & personal insurers don't care as they generate 100% profit Zero Risk
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