As all families, there is an income or asset coming in to the household and there are bills or debts that must be paid. When money coming in does not equal money going out some budgeting must be done. If this is a short term lack of funds then you use credit to get by, but now you have to budget in money to repay the credit back. For longer terms of income shortages families tighten their belts, buy cheaper products, manage utility usage and excessive trips to the store, we cut the fat, we limit our expenditures. American families can not give themselves a raise, the Federal Government shouldn't be able to either, at least not until the budget is balanced.



