Minority home owners are being evicted from the State of New Jersey. I can afford my mortgage but due to a job loss and a 3-4 month lapse till I found employment, my mortgage company has refused any modification. I work as a periodontist, and a few years ago my savings were depleted from a back injury. I have sent tax returns and pay stubs that show I am earning over $100000 per year and can resume payments, instead they have sent letters to the department of banking that they are foreclosing because I cannot pay my mortgage. They also started the process before the mortgage was 2 months in arrears.
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