Mr. President, please, freeze our mortgages for one year. Give us time to recover. The Banks are killing us.

The Banks only helped a few hundred homeowners in 2012.
The Banks are still after us, the homeowners, who struggle to get back on our feet.
In other nations, the governments froze the mortgages for one year.
Why can't we get a break as well. The Banks never loose. They can always put the interest of that year in the back of our loan. Lower our interest rate. Extend the life of the loan.
The Banks always win at the end so why not get some time without having the Banks call us every two hours when we are late.
Stress is killing us daily and just because we try to keep a roof over our heads.