not allow student loans to be reported on credit reports!

For better or worse, credit reports and credit scores affect many facets of our lives. Credit scores determine if Americans are able to buy a home, take out a car loan, obtain credit cards, or be eligible for student loans. For those Americans who are still in college (or at least have student loan debt), it is also important to consider how student loans affect credit reports and credit scores. Student loans and student loan debt influence your credit ratings. It is already hurtful enough to the American people to have to pay such high rates of tuition for an education that is by many standards NECESSARY to achieve goals and attain dreams, it is even worse when that student loan debt negatively affects credit - by looking like there is a higher debt to asset ratio!