Parent plus loans should be the same as any other Federal Student Loan, Income base payments should be an option.

Parent Plus loans were designed to fill in the gaps from traditional loans. Loans were made without limits and without consideration of ability to pay the loans back. No lending institute lends money with out debt to income ratio as a considering factor. The Federal government has done this. For the parents who are now burdened with these loans there are not many options for re-payment other than huge monthly payments. These loans should have the same payback options as any student loan.