Responsible home owners that are current on their mortgage and have good credit should be able to refinance at today's excellent rates even if they are not backed by a government loan currently; Freddie Mac, Fannie Mae or FHA. Many responsible tax paying Americans currently cannot refinance due to this current HARP 2.0 stipulation.
This is historical material “frozen in time”. The website is no longer updated and links to external websites and some internal pages may not work.
