Americans have watched their 401K plan balances move up and down due to this recession. Many of these same Americans have lost their homes, and would still be in them today, if they were able to pay their morgtages with the balances they have left in their 401k plans. Once fully vested in 401k plans, Americans should have the choice to use up to 50% of the plan balance, which would now become taxable income, while still employed, to help save their homes. I vote for change!



