Stimulate housing market and help restore faith in banks by allowing good credit consumers the ability to rollover underwater mortgages (up to a certain amount) into a new home. A lot of us that want to buy a new home are just refinancing and waiting. We have low prices and low interests rates why not, if even only temporary, allow us to move instead of waiting or paying down debt in a house we don't want anymore just to finally be able to buy a home when prices are high again.



