Federal workers and uniformed service members serving the U.S. military deserve the most flexibility possible from their retirement accounts. Undue prioritization on the Thrift Savings Plan's "G Fund" is costing these civil servants tens of thousands of dollars over the course of their career.
Though the TSP "F Fund" has averaged 1.16% higher since inception, participants in government retirement plans are restricted to inter-fund transfers into the TSP "G Fund" after their first two IFT's each month. This nets 33% fewer returns over a 25-year career.
Recently G Fund returns have declined sharply, with a 12-month average of just 1.85%. In the same span F Fund earned 5.46%.
This petition calls on the TSP to allow IFT's into the F Fund whenever transfers into G Fund are permitted.