A deferment for homemakers would make it much easier for a graduate with student loans to remain in the home with children. We are increasingly seeing two income families with children raising themselves or being molded in daycare and after school care facilities. A deferment for at least the crucial years of development would be a great investment in the future generation. A tiered repayment plan would probably go too far, but should not be ruled out. We need to bring back the full time parent.
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