Under current credit and debit card laws - or the lack thereof - credit cards are too easy for criminals to steal, use, and get away without penalty. Self-swipe credit card machines at registers let users swipe cards without verifying the name on the card or the required signature on the back of the card. Moreover, credit card companies should be required to put head shots of the cardholder on the card (as some companies are already doing).
These requirements will help reduce credit card fraud and protect the consumer from financial loss. They will also protect credit card companies, banks, and stores from financial loss due to credit card fraud.
In their current state credit and debit cards are too easy to steal, leaving consumers exposed to thetf and loss.