Student loan balances and tuition rates have been escalating at breakneck speed. New graduates of secondary and post secondary schools have payment schedules that far exceed their disposable income. Interest rates for borrowers are exorbitant and income based repayment plans only serve to get the borrower further in debt due to the restrictions on what loans are subsidized.
Only very specific borrowers are eligible for any repayment plans which include loan forgiveness and there aren't any programs to refinance these loans to a better interest rate.