RED TAPE ON REFINANCE POLICIES OF MORTGAGE COMPANIES AND BANKS FOR PRIMARY RESIDANCE REFINANCE

WE BOUGHT OUR PRIMARY RESIDANCE A YEAR AFTER HURRICANE KATRINA IN SEP 2006 IN GRETNA LOUISIANA.70056.BASED ON OUR EXCELLENT FICO CREDIT SCORE & COPIES OF OU ONLY 3 SMALL RENTAL PROPERTIES, REGIONS MORGAGE APPROVED OUR LOAN.TO LOWER OUR HIGH INTEREST RATE,THEY REFINANCED IT TWICE BY ACCEPTING SAME COPIES OF LEASE AGREEMENTS AS OUR PROOF OF INCOME WITHOUT ANY INCOME TAX PAPERS.IN 2016 THEY & ALL OTHER BANKS ARE REFUSING TO REFINANCE AT EVEN LOWER INTEREST RATE, BASED ON SAME TERMS,BY ACCEPTING COPIES OF OUR 3 RENTAL PROPERTIES LEASE AG.WE NEVER BEEN LATE IN PAYMENTS SINCE LAST 10 YEARS, WE ARE ONLY QUALIFIED AT A LOWER INTEREST RATE ONLY IF THEY ACCEPT OUR 3 RENTAL LEASE AGREEMENTS AS A PROOF OF INCOME AS DONE PREVIOUSLY. WE ARE PAYING 4.25% interest ...PLEASE HELP US TO REMOVE THE REDTAPE