Reduce the retirement age to 59 1/2.

They should reduce the retirement age to 59 1/2. They keep raising the age because social security is going broke and they can't afford to pay the people what they put in. After all its our money. When I retire, I will receive a montly retirement check from social security hopefully. Do you think I will get a lump sum from the governement to pass on to my family when I die? No. They keep all the money I have put in for all those years. So if I retire at 65 and die at 66, they keep all that money. And they want to raise the age to 70! I may die before then, and they keep all my money that I put in. How fair is that?