Reduce the usury interest rates on Credit Cards

Drop the interest rates on Credit Cards to affordable rates and put a cap on them. Charging such high interest rate are immoral and hurt the recovery of our economy. The difference in saved dollars would drive consumer spending and be a job creator. Did we not bail out the Banks so they could bring in the cash? That's not free market, that's raping all Americans and not creating anything except wealth to the few. With 75% of our GDP being consumer spending take the dollars from excessive Bank profits and free them up and stimulate the economy.