Reform the Credit Bureaus

Now is the time to bring rapid change and or reform to the methods that Credit Bureaus use to collect and control the overall collection process of consumers personal credit and debt. Meaning that in order to elevate the American Economy, these agencies should keep real time information on consumers credit/debt ratios, not every six months or longer. Yes we now live in times of reform due to past and present economic conditions, and many people have made mistakes, but in order to restore consumer confidence and grow the economy these bureaus should not be able to control the lives of hard working Americans. We the people should not have to be subject to variables beyond our control and have our lives controled by those that determine our overall worthiness.