Reform the Federal Reserve.

Reform the Federal Reserve and the Treasury to utilize separate bank accounts, at least one per federal government agency, in order to help with fiscally managing government spending. Backup funding accounts can also be used as necessary and can be used to grab the attention of the Federal Reserve, the Treasury, Congress, and the President. Let the States set up their own state banks, in which they can do the same, for the purposes of state government spending. Make each privatized bank's fractional reserve entry a bank account unto itself. Use the same fractional reserve banking standards for the purposes of making government loans. And run all bank transactions through ACH. Back up all currency with commodities from the commodities market. Reform the Federal Reserve now!