Just a simple request.
Suppose a guy buys a car. He is paying payments on time. Bank is happy with the customer. Suddenly, he lost his job in recession. Bank came and took the car. That is totally legal. But, now, the bank ruined the credit history of the person. On the one hand, the bank took the car and on the other hand, also ruined the credit history. The bank should take the car, but should not ruin the credit history of the person. The government should create some rules and regulations ti fix it.